|
| AIG Travel
Insurance
Coverage Summary - Great 38 Travel Benefits |
| Summary of Coverage |
Maximum Benefits ($) |
| OVERSEAS MEDICAL ASSIST |
|
Section
1 |
Medical
and Accident Dental Expenses Incurred Overseas |
Premier |
Superior |
Classic |
| Insured
Person before attaining 70 years old and below. |
Unlimited |
$500,000 |
$250,000 |
| Insured
Person upon attaining 70 years old and above. |
$100,000 |
$100,000 |
$100,000 |
| Insured
Child before attaining 18 years old or 23 years old if studying full-time
in a recognized institution of higher learning. |
$200,000 |
$200,000 |
$200,000 |
Section
2 |
Medical Expenses Incurred in Singapore |
Premier |
Superior |
Classic |
| Insured
Person before attaining 70 years old and below. |
$50,000 |
$25,000 |
$12,500 |
| Insured
Person upon attaining 70 years old and above. |
$5,000 |
$2,500 |
$1,000 |
| Insured
Child before attaining 18 years old or 23 years old if studying full-time
in a recognized institution of higher learning. |
$10,000 |
$10,000 |
$10,000 |
Section
3 |
Medical Expenses - Women Benefit |
Premier |
Superior |
Classic |
| Incurred overseas due to Pregnancy Related Sickness. |
$8,000 |
$5,000 |
$2,000 |
Section
4 |
Treatment by Chinese Physician |
Premier |
Superior |
Classic |
| Covers Chinese Physician treatment. |
$500 |
$300 |
$100 |
Section
5 |
Overseas Hospital Income |
Premier |
Superior |
Classic |
| Pays
S$200 for every complete day You are hospitalised overseas. |
$50,000 |
$30,000 |
$10,000 |
Section
6 |
Hospital Income in Singapore |
Premier |
Superior |
Classic |
| Pays
S$100 for every complete day You are hospitalized in Singapore. |
$1,000 |
$1,000 |
$500 |
Section
7 |
Emergency Medical Evacuation |
Premier |
Superior |
Classic |
| Covers
all AIAS Emergency Medical Evacuation expenses. |
Unlimited |
Unlimited |
$500,000 |
Section
8 |
Repatriation |
Premier |
Superior |
Classic |
| Covers
all AIAS expenses incurred in returning Your remains to Singapore
in the event You suffer death during the Trip. |
Unlimited |
Unlimited |
$30,000 |
Section
9 |
Direct Repatriation |
Premier |
Superior |
Classic |
| Covers
all AIAS expenses incurred in returning Your remains to Your home
country in the event You suffer death during the Trip. |
Unlimited |
$30,000 |
$15,000 |
Section
10 |
Hospital Visitation |
Premier |
Superior |
Classic |
| Pays
for the incidental expenses for the visit of one Relative or friend
if You cannot be evacuated and require hospitalisation for more than
5 days. |
$10,000 |
$5,000 |
$3,000 |
Section
11 |
Compassionate Visit |
Premier |
Superior |
Classic |
| Pays
for the incidental expenses of sending one Relative or friend if assistance
is required to assist in the repatriation arrangement of Your remains. |
$10,000 |
$5,000 |
$3,000 |
Section
12 |
Child Guard |
Premier |
Superior |
Classic |
| Pays
for one Relative or friend to accompany Your children home following
Your hospitalisation. |
$10,000 |
$5,000 |
$3,000 |
Section
13 |
Emergency Telephone Charges |
Premier |
Superior |
Classic |
| Reimburses
You for telephone charges incurred in contacting American International Assistance Service, Inc ( AIAS ) for 24-hour medical assistance. |
$250 |
$100 |
$100 |
Section
14 |
Automatic Extension of Policy Period |
Premier |
Superior |
Classic |
| Allows
You automatic extension of this Policy up to 30 days without additional
premium due to hospitalisation and quarantine. |
Yes |
Yes |
Yes |
|
Section
15 |
Accidental Death Disablement |
Premier |
Superior |
Classic |
| Insured
Person before attaining 70 years old and below. |
$500,000 |
$200,000 |
$150,000 |
| Insured Person upon attaining 70 years old and above. |
$200,000 |
$100,000 |
$50,000 |
| Insured Child before attaining 18 years old or 23 years old if studying
full-time in a recognized institution of higher learning. |
$100,000 |
$100,000 |
$50,000 |
Section
16 |
Public Transport Double Cover |
Premier |
Superior |
Classic |
| Insured
Person before attaining 70 years old and below. |
$1,000,000 |
$400,000 |
NA |
| Insured Person upon attaining 70 years old and above. |
$400,000 |
$200,000 |
NA |
| Insured
Child before attaining 18 years old or 23 years old if studying full-time
in a recognized institution of higher learning. |
$200,000 |
$200,000 |
NA |
Section
17 |
Child Education Grant |
Premier |
Superior |
Classic |
| Pays
for each legally dependent child ( before the attainment of 23 years old
and below ) studying as a full-time student in a recognized institution
of learning as a result of Your accidental loss of life. |
$5,000 |
$5,000 |
NA |
|
Section
18 |
Travel Cancellation |
Premier |
Superior |
Classic |
| Covers
loss of irredeemable travel and accommodation expenses paid in advance
and occurring up to 30 days before departure from Singapore. |
$15,000 |
$10,000 |
$5,000 |
Section
19 |
Travel Postponement |
Premier |
Superior |
Classic |
Covers
additional administrative charges for travel and
accommodation expenses paid in advance and occurring up to 30 days
before departure from Singapore. |
$2,000 |
$1,000 |
$500 |
Section
20 |
Travel Cancellation
due to insolvency ENHANCED
! |
Premier |
Superior |
Classic |
| Covers the loss of non-recoverable charges or deposit paid in advance
in the event of travel agent insolvency. |
$5,000 |
$3,000 |
$1,000 |
Section
21 |
Travel Curtailment including Aircraft Hijacking |
Premier |
Superior |
Classic |
| Covers
additional travel or accommodation expenses incurred or forfeited
after the commencement of the Trip. |
$15,000 |
$10,000 |
$5,000 |
Section
22 |
Travel Interruption |
Premier |
Superior |
Classic |
| Covers
the unused portion of the Trip due to Your hospitalisation whilst
overseas. |
$8,000 |
$5,000 |
$3,000 |
Section
23 |
Personal Baggage including Laptop Computer |
Premier |
Superior |
Classic |
| Covers
loss or damage to baggage, clothing, personal effects, laptop computer
( maximum $500 for any one article or pair or set of articles.
Maximum for laptop computer is $1,000 ). |
$5,000 |
$5,000 |
$3,000 |
Section
24 |
Jewellery Coverage |
Premier |
Superior |
Classic |
| Compensates the loss of jewellery whilst overseas due to robbery. |
$750 |
$500 |
NA |
Section
25 |
Baggage Delay ENHANCED ! |
Premier |
Superior |
Classic |
| Pays
$200 for each full 6 consecutive hours that Your baggage is delayed
whilst overseas and in Singapore. |
$1,000 |
$1,000 |
$1,000 |
Section
26 |
Travel Documents |
Premier |
Superior |
Classic |
| Pays
Your travel and hotel expenses including cost of obtaining replacement
passports, travel tickets and other relevant travel documents. Loss
of money due to theft is also covered ( maximum $300 ). |
$5,000 |
$5,000 |
$3,000 |
Section
27 |
Travel Delay ENHANCED
! |
Premier |
Superior |
Classic |
| Pays
$100 for each full 6 consecutive hours of delay whilst overseas and
in Singapore. |
$1,000 |
$1,000 |
$1,000 |
Section
28 |
Flight Diversion NEW! |
Premier |
Superior |
Classic |
| Pays
$100 for each 6 full consecutive hours if Your flight has been diverted
to another destination whilst overseas due to adverse weather conditions. |
$1,000 |
$1,000 |
$1,000 |
Section
29 |
Flight Overbooking NEW! |
Premier |
Superior |
Classic |
| Pays
$100 in the event You failed to board the scheduled flight due to
an overbooking although You have a confirmed reservation from the
airline for at least 6 consecutive hours. |
$100 |
$100 |
NA |
Section
30 |
Travel Misconnection |
Premier |
Superior |
Classic |
| Covers
expenses incurred as a result of misconnection of conveyance for at least 6 consecutive hours. |
$500 |
$200 |
$200 |
Section
31 |
Kidnap & Hostage |
Premier |
Superior |
Classic |
| Pays
S$250 for loss of income for every 24 hours You are kidnapped whilst
on the Trip. |
$10,000 |
$5,000 |
$3,000 |
Section
32 |
Personal Liability Abroad |
Premier |
Superior |
Classic |
| Covers
You against liability to third parties or damage to their property
caused by Your negligence. |
$1,000,000 |
$1,000,000 |
$500,000 |
|
Section
33 |
Golf Advantage |
Premier |
Superior |
Classic |
| a ) Damage or Loss of Golfing Equipment |
$750 |
$500 |
$500 |
| b ) Hole-in-One |
$250 |
NA |
NA |
Section
34 |
Home Guard |
Premier |
Superior |
Classic |
| Pays
for damage ( due to fire ) to Household Contents per residence which was left vacant for the full duration of the Trip. |
$5,000 |
$5,000 |
NA |
Section
35 |
Rental Vehicle Excess |
Premier |
Superior |
Classic |
| Pays
for the cost of the insurance excess of a car rented by You if it is involved in an accident. |
$750 |
$500 |
NA |
Section
36 |
Pet Care |
Premier |
Superior |
Classic |
| Pays
$50 for each full 8 consecutive hours' delay of the returning flight to
Singapore; to cover additional cost incurred by You placing his / her cat or dog in a kennel / cattery or pet hotel |
$500 |
$250 |
NA |
Section
37 |
Cover in the event of Terrorism |
Premier |
Superior |
Classic |
| Sections 1 through 38 of this Policy are applicable if they occur
as the result of an Act of Terrorism whilst You are on the Trip. |
Yes |
Yes |
NA |
Section
38 |
red24 NEW ! |
Premier |
Superior |
Classic |
| Offers invaluable online access security advice and guidance from trained security Specialists. Available 24 hours a day. |
Yes |
Yes |
NA |
Note : Please refer to the actual AIG Travel Insurance policy for specifications,
conditions and exclusions. |
All amount shown in Singapore dollars. |
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